Beside You Every Step of the Way
Often the best alternative to personal bankruptcy is filing a consumer proposal to your creditors to settle your debts. Risman Zysman Inc. will help you determine if you qualify to make a consumer proposal. The amount a client pays is dependent upon their earnings and owned property. Our dedicated team of Licensed Insolvency Trustees will skillfully guide you through the process which can only be completed with the assistance of a Licensed Insolvency Trustee. Risman Zysman Inc. Licensed Insolvency Trustees can assist you by creating and filing the proposal, negotiating between you and your unsecured creditors and sending them your payments, and filing documents upon completion of the terms of the proposal which release you from debt.
The advantages of filing a consumer proposal are that your assets are protected and creditors often agree to accept a notably discounted and more manageable amount. With a consumer proposal, clients can have peace of mind knowing that interest charges on unsecured debts cease as do unsecured collection actions including: calls, letters, garnishes, and legal action. The team of Licensed Insolvency Trustees at Risman Zysman Inc. can make a binding offer to your creditors, allowing you to avoid personal bankruptcy. We also provide credit counselling sessions, giving clients the necessary tools to build a secure financial future.