I. Introduction A. Definition of a consumer proposal A consumer proposal is a legal agreement negotiated between you and your Read more
One very unfortunate consequence of outstanding tax debt is a frozen bank account by the CRA. It can create big Read more
How to Repair a Bad Credit History? More often than not, bad credit is an issue many Canadians face at Read more
It might be tempting not to file your taxes if you are afraid that you can't afford to pay what Read more
Debt can affect many people throughout their lives and can be quite a stressful experience. Many need to learn how Read more
More often than not, people use the terms “bankruptcy” and “insolvency” as if both terms had the same meaning; however, Read more
Many Canadians are faced with unpaid debt that ends up accumulating over time. Upon seeing themselves in this situation, they Read more
An arrangement you negotiate with your creditors to repay a portion of what you owe is a proposal to creditors. Read more
A consumer proposal is a form of debt reduction approach that is intended to assist consumers who are having difficulty Read more